Thanks Obamacare, Rebate Check In July, Health Exchanges In October

[Cigar]

http://farm4.staticflickr.com/3717/9364089341_20497a254c.jpg

Yesterday I received a rebate check from my insurance company. This rebate came about because of the Affordable Care Act (Obamacare) that specifically forces health insurance companies to spend no more than 20% on expenses not attributable to healthcare. No longer are they allowed to take your premiums and convert it to profits for shareholders, salaries for executives, and the purchase of politicians.

The Republican Party has been successful in misinforming and lying about Obamacare. This is likely one of the most immoral actions giving that slowing implementation and in the case of many Republican governors not accepting full implementation, is tantamount to the murder of American citizens with the weapon of knowing neglect.

Yesterday morning MSNBC Chuck Todd assessed that the Obama Presidency using the Republican moniker of Obamacare for the Affordable Care Act while cute was stupid. Todd vastly underestimates the success of the Republicans in promoting that name so much so that most Americans immediately identify with the Obamacare as opposed to the Affordable Care Act.

Just before the elections in 2012 I interviewed two intelligent upwardly mobile middle class women in Austin Texas. When asked about the Affordable Care Act they were completely oblivious to it. When told it was Obamacare they immediately knew what I was talking about and said they did not know it by that name. Check out that video here (http://egbertowillies.com/2013/07/24/watch-two-conservative-ladies-discuss-obamacare-video/). It is probative.

The Obama administration has done a poor job of promoting the Affordable Care Act. The media has failed to effectively call out the lies on the Republican side thus given these lies plausibility and mental metastases. There is a lot of good news in states (http://egbertowillies.com/2013/07/19/good-news-on-obamacare-yet-media-concentrate-on-gop-sabotage/) where politicians have made the concerted effort to support its citizens.

As people get rebates from insurance overcharges, as exchanges open that afford individuals affordable rates, and as states that have the best interests of their citizens expand Medicaid, many will see the benefits of having a healthier, humane, and moral healthcare system. It is incumbent upon those on the right side of history to not allow those who would put corporate interest and greed over humanity to go unpunished for the sabotage they have effected on the wellbeing of the poor and the working middle class.

http://egbertowillies.com/2013/07/24/thanks-obamacare-rebate-check-in-july-health-exchanges-in-october/

:grin:

[Venus]

Interesting reads

this one explains the MLR provision (rebate checks) and gives the potential pros and cons

http://www.medicaldaily.com/articles/17603/20130719/obamacare-insurance-rebates-rebate-checks-affordable-care-act-medical-loss-ratio.htm


this one facts checks Obama speech on rebate checks

http://newsok.com/fact-check-obama-spins-health-insurance-rebates/article/feed/567726

[Cigar]

Interesting reads

this one explains the MLR provision (rebate checks) and gives the potential pros and cons

http://www.medicaldaily.com/articles/17603/20130719/obamacare-insurance-rebates-rebate-checks-affordable-care-act-medical-loss-ratio.htm


this one facts checks Obama speech on rebate checks

http://newsok.com/fact-check-obama-spins-health-insurance-rebates/article/feed/567726

:wink: This one trumps them all ---------> http://www.foxnews.com/politics/2012/06/28/supreme-court-to-unveil-obamacare-decision/

[Venus]

OMG! fauxnews!


fauxnews isn't reliable. DUH

[Mainecoons]

Interesting reads

this one explains the MLR provision (rebate checks) and gives the potential pros and cons

http://www.medicaldaily.com/articles/17603/20130719/obamacare-insurance-rebates-rebate-checks-affordable-care-act-medical-loss-ratio.htm


this one facts checks Obama speech on rebate checks

http://newsok.com/fact-check-obama-spins-health-insurance-rebates/article/feed/567726

You have to excerpt stuff for Cigar and even then he probably doesn't read or understand it:


In his speech defending his health care law Thursday, Obama said rebates averaging $100 are coming from insurance companies to 8.5 million Americans. In fact, most of the money is going straight to employers who provide health insurance, not to their workers, who benefit indirectly.


THE FACTS: Just as he did a year ago, Obama made a splashy announcement about rebates that incorporates misleading advertising.The health care law requires insurance companies that spend too much on administrative expenses to issue rebates to customers. But those customers are often employers that in turn offer insurance to workers and bear the bulk of the costs. In workplace plans, the rebate goes to the employer, which must use it for the company health plan but does not have to pass all or part of it on to the worker. People who buy their own insurance and qualify for a rebate get it directly.
Obama was on solid ground in saying "millions of Americans" got rebate checks last year, but the number was not close to 13 million as he implied.
Of the 12.8 million rebates announced last year, health policy experts estimated 3 million would go directly to the insured. The government didn't know how many.
Nearly two-thirds of the 12.8 million were only entitled to pro-rated and decidedly modest rebates, because they were covered by employers that pay most of their premiums. Workers typically pay about 20 percent of the premium for single coverage, 30 percent for a family plan. Employers pay the rest.


—"I'm curious, what do opponents of this law think the folks here today should do with the money they were reimbursed? Should they send it back to the insurance companies?"
THE FACTS: Even in that unlikely event, most people could not send it back to insurance companies because the money doesn't go "in their pockets" and they have no control over what their employers do with it.


—"In states that are working hard to make sure this law delivers for their people, what we're seeing is that consumers are getting a hint of how much money they're potentially going to save because of this law. In states like California, Oregon, Washington, new competition, new choices, market forces are pushing costs down."
THE FACTS: It is simply not known whether health insurance will become less expensive in those states — or nationally — than it is now, or than it would have been absent the law. And hitches in setting up the new insurance marketplaces called exchanges are not limited to Republican-led states where leaders object to the law, although that political pushback is certainly part of what's going on.
In California, for example, where there is plenty of competition by health insurers wanting to get into the exchange, an actuarial report commissioned by Covered California, the state agency running the insurance marketplace, found that middle-income residents could see individual health premiums increase by an average of 30 percent while costs go down for lower income people.
In West Virginia, Democratic Gov. Earl Ray Tomblin — also a cooperative partner in expanding Medicaid and setting up an exchange — complained to federal officials this week about delays in rules and guidelines from Washington as the state struggles to meet deadlines under the law.

And the libs here wonder why we refer to him as the Liar In Chief. :grin:

[Venus]

You have to excerpt stuff for Cigar and even then he probably doesn't read or understand it:


[/FONT][/COLOR]






And the libs here wonder why we refer to him as the Liar In Chief. :grin:[/FONT][/COLOR]

I'll post a cartoon next time.

[Mainecoons]

OK but make it a simple one. We don't want to lose Nic.

:rofl:

[Venus]

OK but make it a simple one. We don't want to lose Nic.

:rofl:


I am so going to hell for laughing at this one.

[metheron]

http://farm4.staticflickr.com/3717/9364089341_20497a254c.jpg

Yesterday I received a rebate check from my insurance company. This rebate came about because of the Affordable Care Act (Obamacare) that specifically forces health insurance companies to spend no more than 20% on expenses not attributable to healthcare. No longer are they allowed to take your premiums and convert it to profits for shareholders, salaries for executives, and the purchase of politicians.

The Republican Party has been successful in misinforming and lying about Obamacare. This is likely one of the most immoral actions giving that slowing implementation and in the case of many Republican governors not accepting full implementation, is tantamount to the murder of American citizens with the weapon of knowing neglect.

Yesterday morning MSNBC Chuck Todd assessed that the Obama Presidency using the Republican moniker of Obamacare for the Affordable Care Act while cute was stupid. Todd vastly underestimates the success of the Republicans in promoting that name so much so that most Americans immediately identify with the Obamacare as opposed to the Affordable Care Act.

Just before the elections in 2012 I interviewed two intelligent upwardly mobile middle class women in Austin Texas. When asked about the Affordable Care Act they were completely oblivious to it. When told it was Obamacare they immediately knew what I was talking about and said they did not know it by that name. Check out that video here (http://egbertowillies.com/2013/07/24/watch-two-conservative-ladies-discuss-obamacare-video/). It is probative.

The Obama administration has done a poor job of promoting the Affordable Care Act. The media has failed to effectively call out the lies on the Republican side thus given these lies plausibility and mental metastases. There is a lot of good news in states (http://egbertowillies.com/2013/07/19/good-news-on-obamacare-yet-media-concentrate-on-gop-sabotage/) where politicians have made the concerted effort to support its citizens.

As people get rebates from insurance overcharges, as exchanges open that afford individuals affordable rates, and as states that have the best interests of their citizens expand Medicaid, many will see the benefits of having a healthier, humane, and moral healthcare system. It is incumbent upon those on the right side of history to not allow those who would put corporate interest and greed over humanity to go unpunished for the sabotage they have effected on the wellbeing of the poor and the working middle class.

http://egbertowillies.com/2013/07/24/thanks-obamacare-rebate-check-in-july-health-exchanges-in-october/

:grin:

So they raise your rates astronomically, if they haven't its coming, and then throw you a little bone and you are all excited over the bone.

Good for you, optimism is alive and well!!

Thanks Obama!

[zelmo1234]

Hey Cigar, Obama Has not only done a poor job of promoting it, but it is so complicated, that they can't even implement it!

sound Great to ME