Alyosha
09-25-2013, 10:28 AM
Obamacare is not "universal health" or even close to it. Hell, it's not even single payer. It will bring some premiums down and send others up. Why? Because it is insurance, not "free" healthcare.
http://www.foxnews.com/politics/2013/09/24/one-man-obamacare-nightmare/
Andy and Amy Mangione of Louisville, Ky. and their two boys are just
the kind of people who should be helped by ObamaCare. But they recently
got a nasty surprise in the mail.
"When I saw the letter when I came home from work," Andy said,
describing the large red wording on the envelope from his insurance
carrier, "(it said) 'your action required, benefit changes, act now.' Of
course I opened it immediately."
It had stunning news. Insurance for the Mangiones and their two
boys,which they bought on the individual market, was going to almost
triple in 2014 --- from $333 a month to $965.
The insurance carrier made it clear the increase was in order to be compliant with the new health care law.
"This isn't a Cadillac plan, this isn't even a silver plan," Mangione
said, referring to higher levels of coverage under ObamaCare.
"This is a high deductible plan where I'm assuming a lot of risk for
my health insurance for my family. And nothing has changed, our boys are
healthy-- they're young --my wife is healthy. I'm healthy, nothing in
our medical history has changed to warrant a tripling of our premiums.
"Well I'm the one that does the budget,” said his wife. "Eventually
I've got that coming down the pike that I gotta figure out what we're
gonna cut what we're gonna do, to afford a $1,000 a month premium."
Their insurance company, Humana, declined to comment, but the notice to the Mangiones carried this paragraph:
" If your policy premium increased, you should know this isn't unique
to Humana -- premium increases generally will occur industry-wide.
"Increases aren't based on your individual claims or changes in
health status," it continued. "Many other factors go in to your premium
including: ACA compliance, including the addition of new essential
health benefits."
http://www.foxnews.com/politics/2013/09/24/one-man-obamacare-nightmare/
Andy and Amy Mangione of Louisville, Ky. and their two boys are just
the kind of people who should be helped by ObamaCare. But they recently
got a nasty surprise in the mail.
"When I saw the letter when I came home from work," Andy said,
describing the large red wording on the envelope from his insurance
carrier, "(it said) 'your action required, benefit changes, act now.' Of
course I opened it immediately."
It had stunning news. Insurance for the Mangiones and their two
boys,which they bought on the individual market, was going to almost
triple in 2014 --- from $333 a month to $965.
The insurance carrier made it clear the increase was in order to be compliant with the new health care law.
"This isn't a Cadillac plan, this isn't even a silver plan," Mangione
said, referring to higher levels of coverage under ObamaCare.
"This is a high deductible plan where I'm assuming a lot of risk for
my health insurance for my family. And nothing has changed, our boys are
healthy-- they're young --my wife is healthy. I'm healthy, nothing in
our medical history has changed to warrant a tripling of our premiums.
"Well I'm the one that does the budget,” said his wife. "Eventually
I've got that coming down the pike that I gotta figure out what we're
gonna cut what we're gonna do, to afford a $1,000 a month premium."
Their insurance company, Humana, declined to comment, but the notice to the Mangiones carried this paragraph:
" If your policy premium increased, you should know this isn't unique
to Humana -- premium increases generally will occur industry-wide.
"Increases aren't based on your individual claims or changes in
health status," it continued. "Many other factors go in to your premium
including: ACA compliance, including the addition of new essential
health benefits."