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View Full Version : Family Saw their Premiums Tripled Under Obamacare



Alyosha
09-25-2013, 10:28 AM
Obamacare is not "universal health" or even close to it. Hell, it's not even single payer. It will bring some premiums down and send others up. Why? Because it is insurance, not "free" healthcare.


http://www.foxnews.com/politics/2013/09/24/one-man-obamacare-nightmare/



Andy and Amy Mangione of Louisville, Ky. and their two boys are just
the kind of people who should be helped by ObamaCare. But they recently
got a nasty surprise in the mail.


"When I saw the letter when I came home from work," Andy said,
describing the large red wording on the envelope from his insurance
carrier, "(it said) 'your action required, benefit changes, act now.' Of
course I opened it immediately."


It had stunning news. Insurance for the Mangiones and their two
boys,which they bought on the individual market, was going to almost
triple in 2014 --- from $333 a month to $965.


The insurance carrier made it clear the increase was in order to be compliant with the new health care law.


"This isn't a Cadillac plan, this isn't even a silver plan," Mangione
said, referring to higher levels of coverage under ObamaCare.


"This is a high deductible plan where I'm assuming a lot of risk for
my health insurance for my family. And nothing has changed, our boys are
healthy-- they're young --my wife is healthy. I'm healthy, nothing in
our medical history has changed to warrant a tripling of our premiums.


"Well I'm the one that does the budget, said his wife. "Eventually
I've got that coming down the pike that I gotta figure out what we're
gonna cut what we're gonna do, to afford a $1,000 a month premium."


Their insurance company, Humana, declined to comment, but the notice to the Mangiones carried this paragraph:


" If your policy premium increased, you should know this isn't unique
to Humana -- premium increases generally will occur industry-wide.
"Increases aren't based on your individual claims or changes in
health status," it continued. "Many other factors go in to your premium
including: ACA compliance, including the addition of new essential
health benefits."

nic34
09-25-2013, 10:31 AM
Looks like they should dump whatever plan that is and get on the exchange Oct. 1st....

Cigar
09-25-2013, 10:32 AM
Looks like they should dump whatever plan that is and get on the exchange Oct. 1st....

Wow ... even before Obamcare starts .... :laugh:

Alyosha
09-25-2013, 10:34 AM
Looks like they should dump whatever plan that is and get on the exchange Oct. 1st....

You didn't read the article. Do you know how it works? They'd have to buy in with no contributions making it even higher than going through their employer's plan.


Question: do Democrats read their own bills before they thumbs up an approval to their Congressmen?

This was the Heritage--a conservative think tanks--plan. Do you really think it would benefit people over large corporations?

Seriously?

countryboy
09-25-2013, 10:37 AM
You didn't read the article. Do you know how it works? They'd have to buy in with no contributions making it even higher than going through their employer's plan.


Question: do Democrats read their own bills before they thumbs up an approval to their Congressmen?

This was the Heritage--a conservative think tanks--plan. Do you really think it would benefit people over large corporations?

Seriously?
Obamacare bears little resemblance to The Heritage Foundation's plan. A bureaucratic behemoth, administered by the IRS? Was that in the Heritage Foundation plan?

nic34
09-25-2013, 10:41 AM
Then you all should have no problem supporting H.R. 676, ‘The Expanded And Improved Medicare For All Act’

http://conyers.house.gov/index.cfm/press-releases?ID=6c9a002e-2698-4141-b61a-ec76834c6cc0

http://www.healthcare-now.org/wp-content/uploads/pdf/annotated676.pdf

Your donation welcome here:

https://salsa.wiredforchange.com/o/6055/t/5756/shop/custom.jsp?donate_page_KEY=3152

Cigar
09-25-2013, 10:44 AM
New Report: For 95% Of Americans, Obamacare Will Cost Much Less Than Expected When uninsured Americans begin enrolling in Obamacare’s new health care exchanges on Oct. 1, the overwhelming majority — 95 percent — will face health care premiums that are 16 percent lower, on average, than the government had previously projected, according to a new report released on Wednesday by the Obama administration.

In the 36 states where the federal government supports or fully runs the Health Insurance Marketplace, a 27-year old who does not qualify for tax credits will pay, on average, $163 for a plan that covers approximately 60 percent of health care expenses (a so-called bronze-level plan), while a 27-year-old with an income of $25,000 could pay $83 dollars per-month after subsidies. Individuals up to 30 years old will also have the option of buying cheaper catastrophic coverage outside of the marketplaces, though they will not qualify for subsidies. A family of four in Texas with an income of $50,000 would pay as little as “$57 per month for the lowest bronze plan after tax credits,” the report finds.

http://thinkprogress.org/wp-content/uploads/2013/09/Screen-shot-2013-09-24-at-10.17.44-PM.png

Under the law, individuals and families with incomes between 100 and 400 percent of the Federal Poverty Level (FPL) could qualify for premium tax credits and cost-sharing subsidies. The Congressional Budget Office projected in May that out of the seven million who are expected to enroll in the exchanges in 2014, six million will qualify for subsidies.

Ninety-five percent of the eligible uninsured will have the choice of at least two insurers carriers, which will offer health care plans at various levels of coverage: bronze, silver, gold or platinum. In the 36 states surveyed by the report, the uninsured will have a choice of 53 different plans, on average, and 1 in 4 insurance companies offering insurance will be doing so for the very first time in 2014.



THE REST:

http://thinkprogress.org/health/2013/09/25/2675821/95-of-uninsured-will-pay-less-than-expected-for-obamacare-coverage/

Alyosha
09-25-2013, 10:46 AM
Obamacare bears little resemblance to The Heritage Foundation's plan. A bureaucratic behemoth, administered by the IRS? Was that in the Heritage Foundation plan?

It bears a lot of resemblance which is the fact that it was always intended to force people to buy insurance, instead of providing either healthcare or insurance credits.

Alyosha
09-25-2013, 10:49 AM
New Report: For 95% Of Americans, Obamacare Will Cost Much Less Than Expected

"Much less than expected" says it all. Kind of like how most root canals never hurt as bad as you expected them to, doesn't mean they won't hurt.

From your article



Premiums vary across the country, however. While states like Wyoming and Indiana will experience some of the highest premiums, Tennessee and Kansas will see lower costs.


Why? Because it is still an insurance system. If you wanted to lower insurance costs just allow them to market across state lines.

If you want universal health care that looks entirely different.

peoshi
09-25-2013, 10:50 AM
This was posted 2 days ago, Alyosha.
http://thepoliticalforums.com/threads/16918-Obamascare

Alyosha
09-25-2013, 10:54 AM
Then you all should have no problem supporting H.R. 676, ‘The Expanded And Improved Medicare For All Act’

http://conyers.house.gov/index.cfm/press-releases?ID=6c9a002e-2698-4141-b61a-ec76834c6cc0

http://www.healthcare-now.org/wp-content/uploads/pdf/annotated676.pdf

Your donation welcome here:

https://salsa.wiredforchange.com/o/6055/t/5756/shop/custom.jsp?donate_page_KEY=3152


No. That's still "insurance". I would support the creation of government run hospitals in each state where anyone could go for free and if you go you cannot sue for damages later. They would have to compete with private hospitals, but they would accept all people.