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View Full Version : Turns Out Obamacare Premiums Aren’t More Expensive After All



Cigar
05-14-2014, 02:56 PM
http://obamadiary.files.wordpress.com/2014/05/screen-shot-2014-05-12-at-10-41-04-am.png

When the cost of an employer-provided health insurance plan is compared to the cost of an Affordable Care Act plan bought on a state health insurance exchange, the ACA plan will be more affordable on average, a new analysis from PricewaterhouseCoopers’ Health Research Institute finds. “In 2014, the premiums for health plans offered on new state exchanges under the Affordable Care Act (ACA) are comparable to — and in some cases lower than — those being offered by employers with similar levels of coverage,” the analysts concluded. “The data suggest the new exchanges are competitive with the current insurance market.”

The analysis is based on employer-sponsored premiums of 156 million people in 2013. But what about all those news stories about people whose premiums had shot way up? Those were often people whose pre-ACA insurance did not meet even the most basic standards set forth by the law. “Some of the sticker shock noted among enrollees in the new exchanges is due to more comprehensive insurance coverage in the exchange plans,” the PwC analysis notes, citing research in Health Affairs. “More than half the people in the individual market had coverage below the bronze level of 60%, the lowest level in the exchanges.”

http://finance.yahoo.com/news/turns-obamacare-premiums-arent-more-153900650.html?soc_src=mediacontentsharebuttons
http://upload.democraticunderground.com/imgs/2014/140514-another-obamacare-myth-bites-the-dust.jpg

Captain Obvious
05-14-2014, 03:01 PM
http://cdn-www.cracked.com/articleimages/wong/monkey.jpg

Cigar
05-14-2014, 03:23 PM
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Come-on ... can't back up your predictions? :tongue:

Looks to me like you guys like swallowing failure ... after failure .... after failure :laugh:

Gulp Gulp :grin:

Mainecoons
05-14-2014, 03:28 PM
7399

momsapplepie
05-14-2014, 03:34 PM
Sure. our premiums doubled.

Bob
05-14-2014, 03:36 PM
Those who lost insurance due to the law signed back up.
Those who had insurable medical problems saved a lot, because now they force their own neighbors to pay for their doctor visits or hospital stays and drugs.

But the target to insure was about 60 million new people.

Obama actually got maybe 2 million brand new.

He is short by 58 million.

And that is success?

Matty
05-14-2014, 04:31 PM
Those who lost insurance due to the law signed back up.
Those who had insurable medical problems saved a lot, because now they force their own neighbors to pay for their doctor visits or hospital stays and drugs.

But the target to insure was about 60 million new people.

Obama actually got maybe 2 million brand new.

He is short by 58 million.

And that is success?


Hey! It's what cigar and GA voted for

Cigar
05-14-2014, 05:23 PM
http://obamadiary.files.wordpress.com/2014/05/luckovich-edit-toon-april-21-2014-obamacare-gop.jpg

Captain Obvious
05-14-2014, 05:49 PM
Sure. our premiums doubled.

My out-of-pocket is tripling over the next 2 years now because of the ACA.

Which basically means I lost coverage.

Dimple in the bottom of the mayo jar thing. Less product, same price.

Blackrook
05-14-2014, 07:28 PM
My wife's premium went up by more than $100 per month. I guess she doesn't count.

And then, there's all the people who lost their insurance, and can no longer see a doctor for cancer treatments.

zelmo1234
05-14-2014, 07:38 PM
Well the difference is that in the employer program? Your employer pays for most of it?

We know that the ACA caused rates to rise?

http://www.forbes.com/sites/theapothecary/2013/11/04/49-state-analysis-obamacare-to-increase-individual-market-premiums-by-avg-of-41-subsidies-flow-to-elderly/

So I think that what we have here is more of an attempt at cover up at how bad this law really is!

OH! Cigar? that means that the Employer coverage for 6110.00 would have only cost 3605.00

And lets just look at how this helps with the other Obama policies.

Before Obama healthcare $2505.00 cheaper and wages $5000.00 higher

After the ACA the poor and middle class have $7505.00 less to spend on there families?

NOW THAT IS LIBERAL COMPASSION AT IT'S FINEST

Blackrook
05-14-2014, 07:49 PM
Cigar doesn't care about the facts. He gets his propaganda emailsfrom the Democrat party, he drops them here, and then he acts like a retard. He has never made an articulate argument for himself.

Cigar
05-14-2014, 07:51 PM
@Cigar (http://thepoliticalforums.com/member.php?u=294) doesn't care about the facts. He gets his propaganda emailsfrom the Democrat party, he drops them here, and then he acts like a retard. He has never made an articulate argument for himself.

He Mad ...

Blackrook
05-14-2014, 07:54 PM
He Mad ...
Thanks for proving my point in the very next post. I'm guessing your IQ is somewhere around 85 based on your behavior here.

Cigar
05-14-2014, 07:57 PM
Thanks for proving my point in the very next post. I'm guessing your IQ is somewhere around 85 based on your behavior here.

Keep Guessing Sport ... you're on the Internet, so it's safe. :wink:

https://hsm-production.s3.amazonaws.com/post/photo/12837/big_balls.jpg

zelmo1234
05-14-2014, 07:57 PM
He Mad ...

That could be? but he is telling the truth? I have a feeling that you can actually think for yourself.

You should post under Cigar while they are paying you to post this crap and set up a different name so we can find out what you actually think?

Cigar
05-14-2014, 08:02 PM
That could be? but he is telling the truth? I have a feeling that you can actually think for yourself.

You should post under Cigar while they are paying you to post this crap and set up a different name so we can find out what you actually think?

I'm scared

darroll
05-14-2014, 08:09 PM
Oh God...........
I hope the government can finally do something that helps us.

zelmo1234
05-14-2014, 08:10 PM
I'm scared

well cowboy up then and face your fears!

zelmo1234
05-14-2014, 08:12 PM
Oh God...........
I hope the government can finally do something that helps us.

I think that you should plan on helping yourself. The government has not ever really done anything that helps?

birddog
05-14-2014, 10:29 PM
Cigar is smarter than he acts! Gosh, he would have to be!:rollseyes::laugh:

Don
05-14-2014, 11:12 PM
I Retired in 2005. I have insurance through the company I worked for as part of my retirement plan. The bad news is that the part I pay for this insurance has gone up 2200%. The good news is that I still pay just $110 per month.:smiley: It started out at $5 per month. It went up to ~ $35 during the Bush administration and the rest under Obama. The other good thing is that my company is still covering us. I keep expecting them to stop at any time as the costs go up and up. They have already raised the deductible and co pays but its still cheap compared to some of the numbers I hear others are getting gouged for. The other good news is that I haven't needed it yet. I hope I never do. I'm 64 and if I feel this good till about 75 or so I'm hoping that my body just stops working and I don't wake up. I like quality of life and I don't care to slowly rot in hospitals or nursing homes.

momsapplepie
05-15-2014, 12:53 AM
Under Oscrewucare, you can expect "end of life" counseling. Just make sure to tell your children, it was Obama that screwed you out of anything I meant to leave you. Cherish my memories and pictures, because Obama be damned, you will get anything else!

lynn
05-15-2014, 08:06 AM
I live in Arizona and have employer coverage through my husband's employment. In 2012, employers had to list what the cost was for premiums paid to the IRS. They listed they paid $11,000 for both of us so split that and it comes to $5500 for each of us. Our premium share in 2008 was $1907 for both of us for the year with no deductible. As of 1/2014 our premium share is $3700 for the year with a $3,000 deductible in total for both of us.

That is almost an increase in premium share of $1800 since 2008 with a $3,000 deductible we never had to pay before. There is no justification for this since health claims paid by the employer (via the plan adm) have been reduced in reimbursement while services applied to deductibles have risen in cost since it falls on the consumer to pay for it out of pocket.

Mr. Mensch
05-15-2014, 08:10 AM
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