PDA

View Full Version : Obamacare more expensive



Peter1469
02-12-2015, 06:50 AM
Obamacare more expensive (http://www.bloombergview.com/articles/2015-02-11/yep-obamacare-costs-a-fortune)

Subsidies aside, people are paying more out of pocket expenses with Obamacare than the prior employee based plans.

That would be good if premiums were not so high. The new system if getting you at both ends.


Whenever I write about Obamacare's expansion of health insurance (http://www.bloombergview.com/articles/2014-12-02/obamacare-isnt-driving-up-health-costs-really), most of the e-mails I get from readers include some version of: Sure, the premiums may be low, but who can afford to see a doctor?


A survey released today by the Kaiser Family Foundation, tracking 2015 deductibles and copayments across most exchange plans (http://kff.org/health-costs/issue-brief/the-cost-of-care-with-marketplace-coverage/), says those complaints are at least half right. For all but the most generous Obamacare plans, out-of-pocket payments are usually higher than for employer-based insurance (http://files.kff.org/attachment/2014-employer-health-benefits-survey-full-report) -- in some cases, drastically so.

Captain Obvious
02-12-2015, 08:17 AM
Exactly - I've been saying this for months, I believe now that this was the ACA's plan on "controlling costs" which has nothing to do with controlling costs but lowering utilization. Increased out-of-pocket costs means people are less likely now to get services because it will cost them more. Out-of-pocket expenses primary purpose is to control utilization this way. Trust me, out-of-pocket payments have marginal impact in the reimbursement model (doesn't really pay for much).

So basically people will die, because they're not going to get medical services they otherwise might need. This is an underhanded way of "controlling costs" IMO. Going after the drug, medical manufacturers and going after the ambulance chasing lobby is the right way but this cowardly president sure ain't going to step up to that plate.

http://thepoliticalforums.com/threads/34722-The-impact-of-the-ACA-on-me-personally?highlight=out-of-pocket

Cigar
02-12-2015, 08:20 AM
Obamacare more expensive (http://www.bloombergview.com/articles/2015-02-11/yep-obamacare-costs-a-fortune)

Subsidies aside, people are paying more out of pocket expenses with Obamacare than the prior employee based plans.

That would be good if premiums were not so high. The new system if getting you at both ends.

Name the Date and Year when "everyones" Healthcare Premiums became less Expesive ...

We can name the Date and Year when the increases grew at a smaller rate. :laugh:


Nice try ... but no Cigar :grin:

Peter1469
02-12-2015, 08:21 AM
Name the Date and Year when "everyones" Healthcare Premiums became less Expesive ...

We can name the Date and Year when the increases grew at a smaller rate. :laugh:


Nice try ... but no Cigar :grin:

Your question is off topic and a distraction from the OP.