PDA

View Full Version : Doctors opting out of Obamacare



Peter1469
11-16-2015, 07:49 AM
Doctors opting out of Obamacare (http://www.delawareonline.com/story/news/health/2015/11/15/delaware-doctors-no-insurance-models/74686516/)

There is a trend towards charging patients directly and avoiding the complications of insurance.


Instead of dealing with traditional insurance, co-pays and deductibles, her patients pay a one-year membership fee that includes an annual physical exam and between two and four office visits. Small procedures such as nebulizer treatments, strep tests and electrocardiograms, are included.

Beckman, 46, became one of Bovelsky's first patients.


"There's an absolute peace of mind that someone is looking after your healthcare," Beckman said. "I don't think there's any way I could do something different."

Matty
11-16-2015, 08:02 AM
Sounds good to me. $900.00 per year is a lot cheaper than Obamacare. The question is though will the patient meet obama's standards on IRS forms or will they be penalized?

Peter1469
11-16-2015, 08:03 AM
Sounds good to me. $900.00 per year is a lot cheaper than Obamacare. The question is though will the patient meet obama's standards on IRS forms or will they be penalized?

Good question. Probably not.

If you structure your taxes so you don't get a refund, the government can't make you pay the penalty. Tell them to pound sand.

Cigar
11-16-2015, 08:36 AM
It's Good to have Choices when you have Plenty of Money and the Abundance of Access :f_cheers:

del
11-16-2015, 09:02 AM
beause insurance wasn't complicated before obamacare

lol

Peter1469
11-16-2015, 09:03 AM
beause insurance wasn't complicated before obamacare

lol

Needle and breaking the camels back comes to mind.

del
11-16-2015, 09:05 AM
Needle and breaking the camels back comes to mind.

stretching and rnc talking points is what comes to mind

del
11-16-2015, 09:07 AM
my old primary care doc went this route about 10 years ago

Peter1469
11-16-2015, 09:10 AM
stretching and rnc talking points is what comes to mind

The RNC isn't part of this. These are doctors acting independently. A scary concern to some, I understand.

Matty
11-16-2015, 09:17 AM
The RNC isn't part of this. These are doctors acting independently. A scary concern to some, I understand.


It simply means that MD's hate bureaucracy and that the liberals who dreamed up and passed Obamacare will find themselves being cared for by less qualified people.

Cigar
11-16-2015, 09:24 AM
It simply means that MD's hate bureaucracy and that the liberals who dreamed up and passed Obamacare will find themselves being cared for by less qualified people.

First, Liberals didn't dream up Romney Care :laugh:

Second, are you saying Health Care should be regulated to prevent, your words; quote: "less qualified people"?

:grin:

Peter1469
11-16-2015, 09:27 AM
First, Liberals didn't dream up Romney Care :laugh:

Second, are you saying Health Care should be regulated to prevent, your words; quote: "less qualified people"?

:grin:

That wasn't what she said.

Cigar
11-16-2015, 09:30 AM
That wasn't what she said.

FACT: Liberals didn't dream up Romney Care!

... then WHO; I need Names, are these less qualified people?

Peter1469
11-16-2015, 09:36 AM
FACT: Liberals didn't dream up Romney Care!

... then WHO; I need Names, are these less qualified people?

Federalism. It doesn't mean the federal government has all power. :wink:

Cigar
11-16-2015, 09:38 AM
Federalism. It doesn't mean the federal government has all power. :wink:

Well we all know The Republican Party isn't really concern with Health Care for "those" people. :laugh:

Peter1469
11-16-2015, 09:39 AM
Well we all know The Republican Party isn't really concern with Health Care for "those" people. :laugh:

Nonresponsive.

Matty
11-16-2015, 09:40 AM
That wasn't what she said.


I am am going to offer this little composite. Listen most carefully to Al Gore. Then you will know what we're dealing with here. It is off topic a little.



https://m.youtube.com/watch?v=_6uYvsf_5YE

Gypsy
11-16-2015, 09:42 AM
Thank God my doctors aren't like this.

del
11-16-2015, 09:47 AM
The RNC isn't part of this. These are doctors acting independently. A scary concern to some, I understand.

and yet obamacare isn't mentioned in the linked article

not once

hmmmm

texan
11-16-2015, 10:36 AM
Sounds good to me. $900.00 per year is a lot cheaper than Obamacare. The question is though will the patient meet obama's standards on IRS forms or will they be penalized?

I am sorry is this s tax or a fine or does it depend on what day it is and to whom they are talking to?

Common
11-16-2015, 10:44 AM
Direct paying Drs is not like having insurance. One of my Doctors sent me a letter outlining his plan to go private pay.
It only included X amount of visits and X amount of tests included per year. Which amounted to only being viable for very healthy or young patients. When you did the math of what he wanted monthly for fees for what he offered it wasnt cheaper care, it was Less care.

The other big myth that is conveniently being IGNORED in this scenario is that YOU STILL NEED INSURANCE, this is just your primary care Dr, if you need a specialist you will pay out your ass and Hospitals and emergencies isnt covered.

This is all bullshit and a non starter it will not end obamacare or the need to pay insurance. If youhave to have insurance for Specialists and procedures an surgeries and emergencies, paying your family doctor monthy is just COSTING YOU MORE.

texan
11-16-2015, 11:07 AM
Catastrophic is a big reason for Obamacare type coverage. Doesn't really address this issue.

Subdermal
11-16-2015, 11:30 AM
It's Good to have Choices when you have Plenty of Money and the Abundance of Access :f_cheers:

Define "plenty of money" for us, Cigar. I'd like to understand your standard on this.

Crepitus
11-16-2015, 12:03 PM
Doctors opting out of Obamacare (http://www.delawareonline.com/story/news/health/2015/11/15/delaware-doctors-no-insurance-models/74686516/)

There is a trend towards charging patients directly and avoiding the complications of insurance.
Disappointed in the OP as this kinda misleading thread title is exactly what he criticizes some of our other members for.

Obamacare is not mentioned in the link.

It does say in the link that the patients must and do have insurance for other treatments.

The reason given for the policy is aging Dr.s wanting to cut back on services offered.

The thread title is a lie.

Sad, there goes a chunk of your credibility Pete.

texan
11-16-2015, 01:57 PM
FACT: Liberals didn't dream up Romney Care!

... then WHO; I need Names, are these less qualified people?

FACT everyone had access to HC before Obamacare. No one was stopped from going to any county facility and no one could be turned away by law. It was definitely being abused, you post like you don't understand this issue.

Peter1469
11-16-2015, 02:04 PM
and yet obamacare isn't mentioned in the linked article

not once

hmmmm

It never crossed their minds.... :shocked:

They are opting out of insurance.....

Peter1469
11-16-2015, 02:06 PM
Disappointed in the OP as this kinda misleading thread title is exactly what he criticizes some of our other members for.

Obamacare is not mentioned in the link.

It does say in the link that the patients must and do have insurance for other treatments.

The reason given for the policy is aging Dr.s wanting to cut back on services offered.

The thread title is a lie.

Sad, there goes a chunk of your credibility Pete.

Docs are changing their method of providing services for a reason. Don't you think?

Crepitus
11-16-2015, 02:10 PM
Docs are changing their method of providing services for a reason. Don't you think?
The trend pre-dates Obamacare and the reasons for the change are mentioned in the article where as Obamacare is not.

Crepitus
11-16-2015, 02:10 PM
It never crossed their minds.... :shocked:

They are opting out of insurance.....
Obamacare is not insurance.

Peter1469
11-16-2015, 02:11 PM
The trend pre-dates Obamacare and the reasons for the change are mentioned in the article where as Obamacare is not.


Obamacare compounds the old problems.

Crepitus
11-16-2015, 02:12 PM
Obamacare compounds the old problems.
I guess we will just have to file this under "haters gonna hate" and leave it at that.

Peter1469
11-16-2015, 02:13 PM
Maybe we could fix the health care system in the US.

Matty
11-16-2015, 02:27 PM
Obamacare is not insurance.


Obamacare is mandated, the doctors take more patients for less money and loads of paperwork. They aren't willing to put up with the bs.

Gypsy
11-16-2015, 03:30 PM
The Affordable Care Act has helped my family and I. My children both have pre-exisiting conditions and my son was actually turned down for insurance before. Now they both have insurance. I lost my insurance when I lost my job without income I couldn't pay for COBRA. The night my varices ruptured, I wouldn't have went to the ER if I didn't have insurance. I know that most of you don't care about this, but I would have died without healthcare reform.

As far as the OP, it has nothing to do with 'Obamacare'.

Bob
11-16-2015, 03:43 PM
Doctors opting out of Obamacare (http://www.delawareonline.com/story/news/health/2015/11/15/delaware-doctors-no-insurance-models/74686516/)

There is a trend towards charging patients directly and avoiding the complications of insurance.

My personal doctor has more patients today than pre Obama care from what I can tell by my waiting times. I never had to wait at all till post OCARE. Now the wait is as long as 20 minutes.

I asked him to comment on OC and he said it was very clumsy done.

I talked to a Medicare specialist a few days ago and she told me the same thing.

Poor law. So many people got hurt.

Bob
11-16-2015, 03:45 PM
The Affordable Care Act has helped my family and I. My children both have pre-exisiting conditions and my son was actually turned down for insurance before. Now they both have insurance. I lost my insurance when I lost my job without income I couldn't pay for COBRA. The night my varices ruptured, I wouldn't have went to the ER if I didn't have insurance. I know that most of you don't care about this, but I would have died without healthcare reform.

As far as the OP, it has nothing to do with 'Obamacare'.

What you got did not need Obama Care.

A few tweaks to the law and you could have got the same thing.

But frankly, so many people got seriously harmed by Obama care, so long as you are pleased, why not harm them then. I see your point.

Gypsy
11-16-2015, 03:45 PM
Dr's are not obligated to take on new patients or accept all forms of insurance.

Bob
11-16-2015, 03:48 PM
Obamacare is not insurance.

It is not insurance, but the law forces people to purchase a product called insurance.

It also has cost millions of families a lot more money.

A few tweaks to old law and things like not getting covered could have been fixed.

3,000 pages of new law just was not what the doctor ordered.

PolWatch
11-16-2015, 03:48 PM
I have been fortunate to have health insurance through my husband's union....but I know several people who allowed health issues to go untreated because they had no insurance. There are lots of people who did without rather than ask for they consider charity, even if it killed them. Do I think the ACA is the best? nope....but it beats a system that allows the poor or those with chronic illnesses to die because they can't afford health care. Until we quit using this as a political ping-pong-ball, nothing will be solved.

Bob
11-16-2015, 03:48 PM
Dr's are not obligated to take on new patients or accept all forms of insurance.

That should make you worry.

Bob
11-16-2015, 03:49 PM
I have been fortunate to have health insurance through my husband's union....but I know several people who allowed health issues to go untreated because they had no insurance. There are lots of people who did without rather than ask for they consider charity, even if it killed them. Do I think the ACA is the best? nope....but it beats a system that allows the poor or those with chronic illnesses to die because they can't afford health care. Until we quit using this as a political ping-pong-ball, nothing will be solved.

Over 20 million still not covered. I guess they don't matter.

PolWatch
11-16-2015, 03:50 PM
Over 20 million still not covered. I guess they don't matter.

how many were not covered before the ACA? They didn't matter?

gamewell45
11-16-2015, 03:51 PM
FACT everyone had access to HC before Obamacare. No one was stopped from going to any county facility and no one could be turned away by law. It was definitely being abused, you post like you don't understand this issue.

By law, hospitals have to treat you for life threatening situations. If you come into the hospital, for example, suffering from a heart attack, they have an obligation to stabilize you in order to save your life, However they are not required to see you on a regular basis to treat your condition regardless.

People need to have regular medical care in order to catch any serious illnesses in their early stage before can do irreparable damage to the body. A good example would be cancer, cardiac issues, diabetes and so forth.

Gypsy
11-16-2015, 03:52 PM
I have been fortunate to have health insurance through my husband's union....but I know several people who allowed health issues to go untreated because they had no insurance. There are lots of people who did without rather than ask for they consider charity, even if it killed them. Do I think the ACA is the best? nope....but it beats a system that allows the poor or those with chronic illnesses to die because they can't afford health care. Until we quit using this as a political ping-pong-ball, nothing will be solved.

I wouldn't go to the DR or ER because I couldn't afford to go and I wouldn't leave any provider with a bill I couldn't pay. No, it's not a perfect system but it's better than nothing.

Peter1469
11-16-2015, 03:52 PM
We could have expanded Medicaid and covered people with that, rather than screw with the entire health insurance system. That would have made sense at least.

PolWatch
11-16-2015, 03:53 PM
fyi: "According to the US Census Bureau, before the ACA in 2009 about 48.6 million or 15.7% (http://www.census.gov/hhes/www/hlthins/data/incpovhlth/2012/highlights.html) of the population was uninsured. A 2015 study by the CDC using Census data (http://obamacarefacts.com/2015/08/13/uninsured-rate-below-10-under-obamacare/) showed the total uninsured rate as 9.2% and the uninsured rate for the 18 – 64 demographic as 13%. This would mean according to the CDC and census the uninsured rate has fell from 15.7% to 9.2% under ObamaCare (the lowest uninsured rate in 50 years).'

http://obamacarefacts.com/sign-ups/obamacare-enrollment-numbers/

Bob
11-16-2015, 03:56 PM
how many were not covered before the ACA? They didn't matter?

More but a lot were forced to purchase insurance when they really did not need any at all.

Sort of like forcing you to buy a car that you did not need.

Then the deductibles and annual costs are staggering.

But so long as a few got help, made it all okay.

Matty
11-16-2015, 03:56 PM
We could have expanded Medicaid and covered people with that, rather than screw with the entire health insurance system. That would have made sense at least.



Exactly. Now, people have to pay double and triple their premiums and co pays and deductibles and the young aren't buying in as Obama mandated so the rest of us will see our prices rise beyond the stratosphere.

Bob
11-16-2015, 03:58 PM
fyi: "According to the US Census Bureau, before the ACA in 2009 about 48.6 million or 15.7% (http://www.census.gov/hhes/www/hlthins/data/incpovhlth/2012/highlights.html) of the population was uninsured. A 2015 study by the CDC using Census data (http://obamacarefacts.com/2015/08/13/uninsured-rate-below-10-under-obamacare/) showed the total uninsured rate as 9.2% and the uninsured rate for the 18 – 64 demographic as 13%. This would mean according to the CDC and census the uninsured rate has fell from 15.7% to 9.2% under ObamaCare (the lowest uninsured rate in 50 years).'

http://obamacarefacts.com/sign-ups/obamacare-enrollment-numbers/

Obamacare claims they signed up 11 million. Something stinks when the census data is not out.

Bob
11-16-2015, 03:59 PM
Exactly. Now, people have to pay double and triple their premiums and co pays and deductibles and the young aren't buying in as Obama mandated so the rest of us will see our prices rise beyond the stratosphere.

They have a few examples of the ultra poor that are better off today. Because their costs were paid for them by the Feds.

PolWatch
11-16-2015, 04:00 PM
We could have expanded Medicaid and covered people with that, rather than screw with the entire health insurance system. That would have made sense at least.

We could have if politicians had looked at what was good for the citizens. Anyone remember the Clinton attempts to reform the health care system? Roundly defeated with lots of promises of a repub plan in the future. What happened to that plan? It seemed to disappear into the mists. Obamacare was crammed down the throats of those who had been promising action and delivering nothing. Not a formula for the best results but not unexpected.

Bob
11-16-2015, 04:01 PM
We could have expanded Medicaid and covered people with that, rather than screw with the entire health insurance system. That would have made sense at least.

Democrats froze out the republicans in both houses to prevent things like that from happening.

This is one reason why I say they are not donkeyphants. The Democrats ran the show and look how they messed the system up.

Matty
11-16-2015, 04:02 PM
They have a few examples of the ultra poor that are better off today. Because their costs were paid for them by the Feds.


The people who get free health care are happy campers. Those paying through the nose are not happy.

Bob
11-16-2015, 04:03 PM
We could have if politicians had looked at what was good for the citizens. Anyone remember the Clinton attempts to reform the health care system? Roundly defeated with lots of promises of a repub plan in the future. What happened to that plan? It seemed to disappear into the mists. Obamacare was crammed down the throats of those who had been promising action and delivering nothing. Not a formula for the best results but not unexpected.

Hillary was the presidents wife. She had no business being involved in legislation at that time.

Peter1469
11-16-2015, 04:04 PM
Hillary was pushing signle payer. That isn't the answer for the US. We could do better.

Matty
11-16-2015, 04:12 PM
Hillary was pushing signle payer. That isn't the answer for the US. We could do better.


I remember one of her idiotic liberal statements. She said nurses and doctors made too much money.

PolWatch
11-16-2015, 04:23 PM
Hillary was pushing signle payer. That isn't the answer for the US. We could do better.

We will continue to have a patch-up system. The lobby for the AMA, big Pharma & Insurance will continue to fight anything that doesn't increase their bottom line.

Peter1469
11-16-2015, 05:33 PM
We will continue to have a patch-up system. The lobby for the AMA, big Pharma & Insurance will continue to fight anything that doesn't increase their bottom line.

I could see a single payer system for those who can not pay. Go to the link to volunteer (http://ramusa.org).

Common Sense
11-16-2015, 05:40 PM
Single payer administered by individual states could work. There's no reason it couldn't.

Peter1469
11-16-2015, 05:41 PM
Single payer administered by individual states could work. There's no reason it couldn't.

It can work.

Just allow private insurance on the side so those that have money can get better care.

And the free care should be very basic. See the link above.

Common Sense
11-16-2015, 05:44 PM
It can work.

Just allow private insurance on the side so those that have money can get better care.

And the free care should be very basic. See the link above.

That's how it works in Ontario.

Insurance that you purchase, or get through your employer, covers things like private rooms and private clinics.

Gypsy
11-16-2015, 06:01 PM
It can work.

Just allow private insurance on the side so those that have money can get better care.

And the free care should be very basic. See the link above.

Absolutely, because those poor souls that fall on hard times should never have the same level of care as those that can pay.

Peter1469
11-16-2015, 06:04 PM
Absolutely, because those poor souls that fall on hard times should never have the same level of care as those that can pay.

All should have quality care.