Trump’s quiet campaign to bring back preexisting conditions

[Crepitus]

Trump’s quiet campaign to bring back preexisting conditions (https://www.vox.com/policy-and-politics/2018/2/22/17033588/trump-obamacare-preexisting-conditions)


The Trump administration is quietly dismantling the Affordable Care Act, taking a series of regulatory steps that will make it easier for insurance companies to sell plans that exclude patients with preexisting conditions or don’t cover basic services like maternity care, mental health treatment, and prescription drugs.

They shouted "death panels!" When Obamacare became law but it is the conservatives who want the poor, sick, and elderly to die.

[Trumpster]

Trump’s quiet campaign to bring back preexisting conditions (https://www.vox.com/policy-and-politics/2018/2/22/17033588/trump-obamacare-preexisting-conditions)



They shouted "death panels!" When Obamacare became law but it is the conservatives who want the poor, sick, and elderly to die.

The Democrats never accepted any input from Republicans who wanted a free-market approach. The Democrats rammed their socialist health care bill through congress with no Republican votes and it turned out to be a dismal failure. So now Republicans have to do the best they can to dismantle it and reconstruct it under free-market principles.

[gamewell45]

The Democrats never accepted any input from Republicans who wanted a free-market approach. The Democrats rammed their socialist health care bill through congress with no Republican votes and it turned out to be a dismal failure. So now Republicans have to do the best they can to dismantle it and reconstruct it under free-market principles.

Does that mean that people with pre-existing conditions can be denied coverage by insurance companies? If that is true then the term "death panels" best describes what the government is agreeing to.

[zelmo1234]

Does that mean that people with pre-existing conditions can be denied coverage by insurance companies? If that is true then the term "death panels" best describes what the government is agreeing to.

Under the ACA more coverage is being denied than at any other time in US history Many have forgotten the Obama Statement that maybe she should just take a pain pill but I have not

I wish that I could pay for insurance after I get a car crash, but I can't and every ones Insurance would skyrocket if I could.

So pre existing conditions do matter, and they need to be taking into account. Most of the time they still get insurance but it has a rider that does not cover that condition.

This is where the Government could come in and have a plan for those people.

The bonus is everyone would see a reduction in insurance costs

[Trumpster]

Does that mean that people with pre-existing conditions can be denied coverage by insurance companies? If that is true then the term "death panels" best describes what the government is agreeing to.

Under the Affordable Care Act there were countless people who couldn't afford the much higher monthly premiums and deductibles and they were forced to drop their insurance So it's not as though no one was falling through the cracks. The Obama administration and the media simply ignored them. But from what I understand, under President Trump, there is a plan for pre-existing conditions. You'll just have to stay tuned and wait-and-see how that works.

[pjohns]

Trump’s quiet campaign to bring back preexisting conditions (https://www.vox.com/policy-and-politics/2018/2/22/17033588/trump-obamacare-preexisting-conditions)



They shouted "death panels!" When Obamacare became law but it is the conservatives who want the poor, sick, and elderly to die.

I think what you are really pointing to is the fact that President Trump wishes to allow Americans to purchase whichever plan best suits their needs and/or budget. And I am in favor of that also.

A one-size-fits-all plan--as then-President Obama gave us--is simply not what I would want.

(By the way, you might want to avoid the logical fallacy known as the Appeal to Pity--or, alternatively, known by its Latin name, Argumentum ad Miserecordiam.)

[MisterVeritis]

Trump’s quiet campaign to bring back preexisting conditions (https://www.vox.com/policy-and-politics/2018/2/22/17033588/trump-obamacare-preexisting-conditions)

They shouted "death panels!" When Obamacare became law but it is the conservatives who want the poor, sick, and elderly to die.
You always go too far. Someone with an illness, a pre-existing condition, is no longer insured. Insurance covers risks. Once the risk is realized insurance against the risk becomes irrelevant.

What should be done with people who are already sick? Beats me. But it should have nothing to do with insurance.

Has there ever been a time in history when the poor, sick and old did not die?

[gamewell45]

Under the ACA more coverage is being denied than at any other time in US history Many have forgotten the Obama Statement that maybe she should just take a pain pill but I have not

I wish that I could pay for insurance after I get a car crash, but I can't and every ones Insurance would skyrocket if I could.

So pre existing conditions do matter, and they need to be taking into account. Most of the time they still get insurance but it has a rider that does not cover that condition.

This is where the Government could come in and have a plan for those people.

The bonus is everyone would see a reduction in insurance costs

What happens to those who get the rider that does not cover the condition? Am I correct that it would not be covered and the patient would be responsible for whatever treatment would be received? I just want to make sure I'm clear on this.

[gamewell45]

Under the Affordable Care Act there were countless people who couldn't afford the much higher monthly premiums and deductibles and they were forced to drop their insurance So it's not as though no one was falling through the cracks. The Obama administration and the media simply ignored them. But from what I understand, under President Trump, there is a plan for pre-existing conditions. You'll just have to stay tuned and wait-and-see how that works.

Okay, that works.

[Peter1469]

You always go too far. Someone with an illness, a pre-existing condition, is no longer insured. Insurance covers risks. Once the risk is realized insurance against the risk becomes irrelevant.

What should be done with people who are already sick? Beats me. But it should have nothing to do with insurance.

Has there ever been a time in history when the poor, sick and old did not die?

States use to create high risk pools for people with preexisting conditions.

[MisterVeritis]

States use to create high risk pools for people with preexisting conditions.
Well, it isn't a risk anymore once it has happened. The States forced taxpayers to cover the bills.

[Peter1469]

Well, it isn't a risk anymore once it has happened. The States forced taxpayers to cover the bills.

That is correct.

[Crepitus]

I think what you are really pointing to is the fact that President Trump wishes to allow Americans to purchase whichever plan best suits their needs and/or budget. And I am in favor of that also.

A one-size-fits-all plan--as then-President Obama gave us--is simply not what I would want.

(By the way, you might want to avoid the logical fallacy known as the Appeal to Pity--or, alternatively, known by its Latin name, Argumentum ad Miserecordiam.)

Just out of curiosity do you know why health insurance came about to start with ?

[Crepitus]

You always go too far. Someone with an illness, a pre-existing condition, is no longer insured. Insurance covers risks. Once the risk is realized insurance against the risk becomes irrelevant.

What should be done with people who are already sick? Beats me. But it should have nothing to do with insurance.

Has there ever been a time in history when the poor, sick and old did not die?

^doesn't understand insurance'

[MisterVeritis]

^doesn't understand insurance'
Irony.

[Captdon]

Under the ACA more coverage is being denied than at any other time in US history Many have forgotten the Obama Statement that maybe she should just take a pain pill but I have not

I wish that I could pay for insurance after I get a car crash, but I can't and every ones Insurance would skyrocket if I could.

So pre existing conditions do matter, and they need to be taking into account. Most of the time they still get insurance but it has a rider that does not cover that condition.

This is where the Government could come in and have a plan for those people.

The bonus is everyone would see a reduction in insurance costs

We have a plan for people with pre-existing conditions. If this backward state can do it any state can.

[Captdon]

Just out of curiosity do you know why health insurance came about to start with ?

Yea, I do. When wages were frozen in WWII the workers started to get benefits because they weren't considered wages. Just look it up. History isn't your friend either.

[Peter1469]

Yea, I do. When wages were frozen in WWII the workers started to get benefits because they weren't considered wages. Just look it up. History isn't your friend either.Added to frozen wages, was the high tax rates. Insurance was offered to bolster take home pay- as it was not taxed.

[Crepitus]

Yea, I do. When wages were frozen in WWII the workers started to get benefits because they weren't considered wages. Just look it up. History isn't your friend either.

No, that's why employers started to provide it. Would you like to try again?

[Dr. Who]

Health Insurance doesn't even begin to fall into the box under the definition of insurance. By definition, the only health insurance that is legitimate is accident insurance. Health insurance is something else entirely. It is a derivative of life insurance but it has more in common with a warranty plan that you might purchase for your car. That which is under warranty is covered and that which isn't is denied, but just to bring back the insurance component, inherent vice is not covered. The insurance definition of inherent vice means pre-existing condition, thus not fortuitous. Like some warranty plans it covers preventative maintenance and things that break down accidentally.

However, with the advances in genetic screening, your list of pre-existing conditions could expand exponentially with predispositions for cancer, heart disease, neurological issues and things like arthritis falling into the excluded risk category. Inherent vice.

[Cletus]

The car analogy actually works. Forcing companies to pay for pre-existing conditions is really no different from wrecking your car, then demanding an insurance allow you to buy insurance after the fact to pay for the damage.

[Captdon]

It allows; it doesn't mandate anything. If you want insurance and can't afford what is offered you will be able to buy catastrophic insurance.

[Captdon]

No, that's why employers started to provide it. Would you like to try again?

No, you don't know what you're talking about and I'm not going to explain things to you at the low level you seem to need.

[MisterVeritis]

Health Insurance doesn't even begin to fall into the box under the definition of insurance. By definition, the only health insurance that is legitimate is accident insurance. Health insurance is something else entirely. It is a derivative of life insurance but it has more in common with a warranty plan that you might purchase for your car. That which is under warranty is covered and that which isn't is denied, but just to bring back the insurance component, inherent vice is not covered. The insurance definition of inherent vice means pre-existing condition, thus not fortuitous. Like some warranty plans it covers preventative maintenance and things that break down accidentally.

However, with the advances in genetic screening, your list of pre-existing conditions could expand exponentially with predispositions for cancer, heart disease, neurological issues and things like arthritis falling into the excluded risk category. Inherent vice.
Right. It is not insurance. We should change its name.

[MisterVeritis]

No, you don't know what you're talking about and I'm not going to explain things to you at the low level you seem to need.
Crep doesn't know that he doesn't know.

[Peter1469]

We need to realize that bringing back the preexisting conditions bar into insurance will lower the insurance cost for most people.

[Crepitus]

No, you don't know what you're talking about and I'm not going to explain things to you at the low level you seem to need.

You are a fucking idiot. I'm done responding to you.

Have a nice day.

[MisterVeritis]

You are a fucking idiot. I'm done responding to you.

Have a nice day.
Irony.

[pjohns]

Just out of curiosity do you know why health insurance came about to start with ?

Healthcare insurance, in the US, began in the 1930s, with the Great Depression. (This ensured payment--in large measure, anyway--for services rendered.)

But what does that have to do with anything I have said, anyway?