User Tag List

+ Reply to Thread
Page 3 of 4 FirstFirst 1234 LastLast
Results 21 to 30 of 38

Thread: Regulations at 'Lowest Count Since Records Began Being Kept in the Mid-1970s'

  1. #21
    Points: 78,723, Level: 68
    Level completed: 43%, Points required for next Level: 1,327
    Overall activity: 0.1%
    Achievements:
    OverdriveSocial50000 Experience PointsVeteran
    resister's Avatar Senior Member
    Karma
    154141
    Join Date
    Oct 2016
    Posts
    29,399
    Points
    78,723
    Level
    68
    Thanks Given
    23,242
    Thanked 10,122x in 7,595 Posts
    Mentioned
    264 Post(s)
    Tagged
    0 Thread(s)
    Quote Originally Posted by zelmo1234 View Post
    Do you have a specific regulation that you believe will poison the earth? Just what has he done that is going to cause great damage?
    @zelmo1234 I was mocking the inevitable liberal replies, I would think Peter and Captdon, knew that.
    There is no God but Resister and Refugee is his messenger’.

    Book of Democrat Things, Chapter 1:1






  2. The Following User Says Thank You to resister For This Useful Post:

    Captdon (01-07-2018)

  3. #22
    Points: 10,517, Level: 24
    Level completed: 59%, Points required for next Level: 333
    Overall activity: 0.1%
    Achievements:
    Veteran10000 Experience Points
    Kacper's Avatar Senior Member
    Karma
    1027
    Join Date
    Aug 2017
    Posts
    2,404
    Points
    10,517
    Level
    24
    Thanks Given
    495
    Thanked 1,017x in 747 Posts
    Mentioned
    9 Post(s)
    Tagged
    0 Thread(s)
    Quote Originally Posted by Boris The Animal View Post
    Let's hope not. Bipartisanship and compromise just means Conservatives kowtow and step and fetch for the Left.
    Not necessarily. We at least seemed to be heading in the same general direction no matter who was in power. Feels like we have been spinning wheels since at least 2008, probably closer to 2005/2006.

  4. The Following User Says Thank You to Kacper For This Useful Post:

    Peter1469 (01-07-2018)

  5. #23
    Points: 665,213, Level: 100
    Level completed: 0%, Points required for next Level: 0
    Overall activity: 90.0%
    Achievements:
    SocialRecommendation Second ClassYour first GroupOverdrive50000 Experience PointsTagger First ClassVeteran
    Awards:
    Discussion Ender
    Chris's Avatar Senior Member
    Karma
    433308
    Join Date
    Feb 2012
    Posts
    197,542
    Points
    665,213
    Level
    100
    Thanks Given
    31,981
    Thanked 80,897x in 54,715 Posts
    Mentioned
    2011 Post(s)
    Tagged
    2 Thread(s)
    Quote Originally Posted by Crepitus View Post
    You are assuming that these people will think a less regulated market is more dangerous. I think they will feel safer with less regulation. I think they currently worry about running afoul of government regulators more than anything else.
    You're wandering away from the point. What are you more likely to invest in, a gamble where you might lose everything or a sure thing where you can't lose? The sure thing is what regulation tries to provide. You can't lose. But you never really gain because you suffer no consequences if you decide wrong.
    Tradition is not the worship of ashes, but the preservation of fire. ― Gustav Mahler

  6. #24
    Points: 124,894, Level: 85
    Level completed: 64%, Points required for next Level: 1,156
    Overall activity: 0%
    Achievements:
    Social50000 Experience PointsVeteran
    Crepitus's Avatar Senior Member
    Karma
    1255215
    Join Date
    Nov 2014
    Location
    Wichita, KS
    Posts
    41,416
    Points
    124,894
    Level
    85
    Thanks Given
    17,385
    Thanked 13,440x in 9,812 Posts
    Mentioned
    510 Post(s)
    Tagged
    0 Thread(s)
    Quote Originally Posted by Chris View Post
    You're wandering away from the point. What are you more likely to invest in, a gamble where you might lose everything or a sure thing where you can't lose? The sure thing is what regulation tries to provide. You can't lose. But you never really gain because you suffer no consequences if you decide wrong.
    You are wrong. Regulations don't ensure you can't lose, they make it harder for people to rip you off either by intention or negligence. Remove thse regulations and how long before some is selling "repackaged securities" to over eager investors?
    People who think a movie about plastic dolls is trying to turn their kids gay or trans are now officially known as

    Barbie Q’s

  7. #25
    Points: 665,213, Level: 100
    Level completed: 0%, Points required for next Level: 0
    Overall activity: 90.0%
    Achievements:
    SocialRecommendation Second ClassYour first GroupOverdrive50000 Experience PointsTagger First ClassVeteran
    Awards:
    Discussion Ender
    Chris's Avatar Senior Member
    Karma
    433308
    Join Date
    Feb 2012
    Posts
    197,542
    Points
    665,213
    Level
    100
    Thanks Given
    31,981
    Thanked 80,897x in 54,715 Posts
    Mentioned
    2011 Post(s)
    Tagged
    2 Thread(s)
    Quote Originally Posted by Crepitus View Post
    You are wrong. Regulations don't ensure you can't lose, they make it harder for people to rip you off either by intention or negligence. Remove thse regulations and how long before some is selling "repackaged securities" to over eager investors?
    You are wrong. Dead wrong. There are laws against murder, right? And yet murders happen. You're confusing punative law with regulatory law that assures people their investments are safe because the government will bail you out. Such laws encourage malinvestment. Such laws led to the Great Recenssion.

    Remove the laws and you'd return to a time where reputation mattered.

    Perhaps though, since you so readily say you'd see rip offs, cheating, theft, etc, that is what you would do?
    Tradition is not the worship of ashes, but the preservation of fire. ― Gustav Mahler

  8. #26
    Points: 124,894, Level: 85
    Level completed: 64%, Points required for next Level: 1,156
    Overall activity: 0%
    Achievements:
    Social50000 Experience PointsVeteran
    Crepitus's Avatar Senior Member
    Karma
    1255215
    Join Date
    Nov 2014
    Location
    Wichita, KS
    Posts
    41,416
    Points
    124,894
    Level
    85
    Thanks Given
    17,385
    Thanked 13,440x in 9,812 Posts
    Mentioned
    510 Post(s)
    Tagged
    0 Thread(s)
    Quote Originally Posted by Chris View Post
    You are wrong. Dead wrong. There are laws against murder, right? And yet murders happen. You're confusing punative law with regulatory law that assures people their investments are safe because the government will bail you out. Such laws encourage malinvestment. Such laws led to the Great Recenssion.

    Remove the laws and you'd return to a time where reputation mattered.

    Perhaps though, since you so readily say you'd see rip offs, cheating, theft, etc, that is what you would do?
    Deregulation of banks led to the financial crisis, why would you think that deregulating them again would be any different?
    People who think a movie about plastic dolls is trying to turn their kids gay or trans are now officially known as

    Barbie Q’s

  9. #27
    Points: 665,213, Level: 100
    Level completed: 0%, Points required for next Level: 0
    Overall activity: 90.0%
    Achievements:
    SocialRecommendation Second ClassYour first GroupOverdrive50000 Experience PointsTagger First ClassVeteran
    Awards:
    Discussion Ender
    Chris's Avatar Senior Member
    Karma
    433308
    Join Date
    Feb 2012
    Posts
    197,542
    Points
    665,213
    Level
    100
    Thanks Given
    31,981
    Thanked 80,897x in 54,715 Posts
    Mentioned
    2011 Post(s)
    Tagged
    2 Thread(s)
    Quote Originally Posted by Crepitus View Post
    Deregulation of banks led to the financial crisis, why would you think that deregulating them again would be any different?
    False again. Deregulation had nothing to do with banks or housing. There were regulations in place that everyone trusted and so malinvested.
    Tradition is not the worship of ashes, but the preservation of fire. ― Gustav Mahler

  10. #28
    Points: 665,213, Level: 100
    Level completed: 0%, Points required for next Level: 0
    Overall activity: 90.0%
    Achievements:
    SocialRecommendation Second ClassYour first GroupOverdrive50000 Experience PointsTagger First ClassVeteran
    Awards:
    Discussion Ender
    Chris's Avatar Senior Member
    Karma
    433308
    Join Date
    Feb 2012
    Posts
    197,542
    Points
    665,213
    Level
    100
    Thanks Given
    31,981
    Thanked 80,897x in 54,715 Posts
    Mentioned
    2011 Post(s)
    Tagged
    2 Thread(s)
    Here you go, crep: The Political Implications of Ignoring Our Own Ignorance

    ...Regulators, too, fell victim to the combination of cognitive hubris and radical ignorance. They believed in the quality of bank risk management using the new tools.4 They also believed in the effectiveness of their own rules and practices.

    A common post-crisis narrative is that banking was de-regulated in the Reagan-Greenspan era. Some pundits make it sound as if regulators behaved like parents who hand their teenagers the keys to the liquor cabinet, leave for the weekend, and say “Have a good time.” In fact, regulators believed that they had stronger regulations in place in 2005 than they did in the pre-Reagan era.

    —Before 1980, mortgage loans held by banks were illiquid assets subject to considerable interest-rate risk. These problems were alleviated by the shift toward securitization.

    —Before 1980, insolvent institutions were opaque because of book-value accounting. This problem was addressed with market-value accounting, enabling regulators to take more timely corrective action to address troubled institutions.

    —Before 1980, banks had no formal capital requirements and there were no mechanisms in place to steer banks away from risky assets. This problem was addressed with the Basel capital accords (formally adopted in 1988), which incorporated a risk-weighted measure of assets to determine required minimum capital. In the 2000s, these risk weightings were altered to penalize banks that did not invest in highly rated, asset-backed securities.

    Thus, it was not the intent of regulators to loosen the reins on banks. On the contrary, from the regulators’ point of view, it was the environment prior to 1980 that amounted to leaving the teenagers with the keys to the liquor cabinet. The post-1980 regulatory changes were believed to be in the direction of tighter supervision and more rational controls.

    ...
    Tradition is not the worship of ashes, but the preservation of fire. ― Gustav Mahler

  11. #29
    Points: 124,894, Level: 85
    Level completed: 64%, Points required for next Level: 1,156
    Overall activity: 0%
    Achievements:
    Social50000 Experience PointsVeteran
    Crepitus's Avatar Senior Member
    Karma
    1255215
    Join Date
    Nov 2014
    Location
    Wichita, KS
    Posts
    41,416
    Points
    124,894
    Level
    85
    Thanks Given
    17,385
    Thanked 13,440x in 9,812 Posts
    Mentioned
    510 Post(s)
    Tagged
    0 Thread(s)
    Quote Originally Posted by Chris View Post
    False again. Deregulation had nothing to do with banks or housing. There were regulations in place that everyone trusted and so malinvested.
    I and others disagree.

    https://m.huffpost.com/us/entry/82639
    People who think a movie about plastic dolls is trying to turn their kids gay or trans are now officially known as

    Barbie Q’s

  12. #30
    Points: 124,894, Level: 85
    Level completed: 64%, Points required for next Level: 1,156
    Overall activity: 0%
    Achievements:
    Social50000 Experience PointsVeteran
    Crepitus's Avatar Senior Member
    Karma
    1255215
    Join Date
    Nov 2014
    Location
    Wichita, KS
    Posts
    41,416
    Points
    124,894
    Level
    85
    Thanks Given
    17,385
    Thanked 13,440x in 9,812 Posts
    Mentioned
    510 Post(s)
    Tagged
    0 Thread(s)
    Quote Originally Posted by Chris View Post
    That is a minority view, and seeks to explain away reasonable conclusions like regulatory failure simply for the purpose of encouraging a lax regulatory atmosphere.
    People who think a movie about plastic dolls is trying to turn their kids gay or trans are now officially known as

    Barbie Q’s

+ Reply to Thread

Posting Permissions

  • You may not post new threads
  • You may not post replies
  • You may not post attachments
  • You may not edit your posts