My wife was in an accident a young girl on a cell phone with a 3 yr old in the back seat, Tboned our suv,
That god no one was hurt.
To make it short I called my agent at Allstate she said turn it into all state we'll start the process get your car fixed then get it from her insurance since it was her fault. I have no deductible I have deductible forgiveness.
I started the claim 11am day after the accident, two days later I was in a rental and my car was in the body shop, it will be ready tomorrow. It was the fastest the most painless insurance claim I ever had.
I could probably save a couple of hundred a year getting insurance elsewhere but its not worth the loss of service I get with allstate. I pay more than most for auto insurance because I have very high levels of coverage along with total accident and deductible forgiveness.
I couldnt ask for more from an insurance company the way they handled this accident and repair for me.