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Thread: Starting esrly for retirement / bigger difference than you think

  1. #1
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    Starting esrly for retirement / bigger difference than you think

    Starting early. In the game your best friend is " time". Your worst enemy is also " time". Know your enemy.

    Beginning to save for the golden years. Remember
    The golden rule " he who has the gold, rules" make it count..
    At age 25 save $250 per month/8%/$985k /age 67
    10%...$1,700,000
    12%..$3,200,000
    knock knock , its k-notts. Open up Cotton. Ok, I love animals, I miss dead grandma, I cried when I saw a dog hit by a car. Have I opened up enough for you K-notts? It makes me uncomfy..

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    Age 35

    Save 250 month age 35 till 67
    8% $434,000
    10%. $663,000
    12%.$1,024,000

    Duly note: waiting just 10 years amd you have to save triple to get to same place
    Last edited by Cotton1; 06-14-2019 at 09:07 AM.
    knock knock , its k-notts. Open up Cotton. Ok, I love animals, I miss dead grandma, I cried when I saw a dog hit by a car. Have I opened up enough for you K-notts? It makes me uncomfy..

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    Duly note : the 10 year delay means the 35 year old has to save 3 times as much as 25 to get to same goal

    Details : be sure in tax deferred you maxing out in matching contributions
    If your match is 50% of yours? Thats 50% return just sitting in cash
    You would be floored at how many look into spacev" well uh 2% not 6%..wow. Senior citizen meet puppy chow
    knock knock , its k-notts. Open up Cotton. Ok, I love animals, I miss dead grandma, I cried when I saw a dog hit by a car. Have I opened up enough for you K-notts? It makes me uncomfy..

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    Arithmetic ? You should have all forms mastered for fun. Master the simplest form Add , multiply

    I asked nearly every couple a question they needed#1 .to know the answer for how important
    . I#2. Be sure I was gaining control. This is what these people have worked or will work their entire life for. Their financial well being is more important than your wife, your people, dead grandma ..everyone.treat them right but know when you are letting them hurt themselves " do no harm" .
    As you are sizing.each other up, doing financials its my job to read your body.language ( leaning toward or away. Hand movements normal , too.much? Eyes dilating.? Know them.
    Easy question." Do you waste $20. Per day".
    Never had a no.
    Do you know that 20 per day at 12% is about $1,900.000 in 30.really? Amazing how many ask.
    How much is per month?
    Kidding me? Its too easy .
    I have never worked one day in my life.i loved it too much to call it work..
    knock knock , its k-notts. Open up Cotton. Ok, I love animals, I miss dead grandma, I cried when I saw a dog hit by a car. Have I opened up enough for you K-notts? It makes me uncomfy..

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    I have a good bit of savings. Social Security for me will be travel money.
    Molon labe
    Please visit my blog http://thepoliticalforums.com/blogs/peter/
    (If a post link does not work, see the archives- it should work there.)

  6. The Following User Says Thank You to Peter1469 For This Useful Post:

    Captdon (06-14-2019)

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    Quote Originally Posted by Peter1469 View Post
    I have a good bit of savings. Social Security for me will be travel money.
    I have a desire to just get in the car and drive forever. As for the markets? I still spec in derivatives selling premium top create either synthetic neutral, long or short. It's a bet against the public and i enjoy a huge advantage . ' they have to beat me on price" , time, strike, volitility anx then get the premium
    .not this fa gy whgy. The best part is dont care if i live or die? I prefer quick snd easy..lets rock
    knock knock , its k-notts. Open up Cotton. Ok, I love animals, I miss dead grandma, I cried when I saw a dog hit by a car. Have I opened up enough for you K-notts? It makes me uncomfy..

  8. The Following User Says Thank You to Cotton1 For This Useful Post:

    Peter1469 (06-15-2019)

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    Quote Originally Posted by Peter1469 View Post
    I have a good bit of savings. Social Security for me will be travel money.
    Peter . I am not doing this as a solicitation. I an doing it because I prolly think if I make myself tolerablre I will be ok..oh reallly? Go away
    Pardon me, Peter. As a broker I saw substantial capital gi thru the cracks..a bad decision early in a retirement compounds to produce greater detrimement as does a good one.
    Last edited by Cotton1; 06-15-2019 at 04:49 AM.
    knock knock , its k-notts. Open up Cotton. Ok, I love animals, I miss dead grandma, I cried when I saw a dog hit by a car. Have I opened up enough for you K-notts? It makes me uncomfy..

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    knock knock , its k-notts. Open up Cotton. Ok, I love animals, I miss dead grandma, I cried when I saw a dog hit by a car. Have I opened up enough for you K-notts? It makes me uncomfy..

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    Quote Originally Posted by Cotton1 View Post
    Yabba dabba doo . yes ill take this baby kitty. Im going to fukkin cry.m
    Just fuk it..plese
    knock knock , its k-notts. Open up Cotton. Ok, I love animals, I miss dead grandma, I cried when I saw a dog hit by a car. Have I opened up enough for you K-notts? It makes me uncomfy..

  12. #10
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    Daba dab a do Ll day..
    reverse pimpin' people walkin up da street say a mfer cant be yo pimp cant be a do the pimp needs a pimp..?
    knock knock , its k-notts. Open up Cotton. Ok, I love animals, I miss dead grandma, I cried when I saw a dog hit by a car. Have I opened up enough for you K-notts? It makes me uncomfy..

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