I have an HSA (Health Savings Account). For those of you who may not be familiar, this is a savings account for pre-tax dollars to use on your personal health costs. Since the implementation of the Affordable Care Act (Obamacare), the following has occurred:
So for me it costs more and covers less (using my own money)
- Co-pays have more than doubled
- Supplements and vitamins are not covered at all
- Certain prescribed drugs (like a testosterone) are not covered
Not a good trade off.