(chuckle)
Nice dodge. If for whatever reason; say a tornado... you wind up up homeless and without food and shelter: assuming family and friends are in the same boat, wouldn't you like to have the ability to be "rescued" by free food and shelter until you got back up? OR should you just sit on your ruined lot and hope someone throws you a dollar...
It's funny how guys on the right avoid the obvious.
Oh - and you went to free public schools didn't you...